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A round of applause
Seems people like to give the government (President, Congress, Federal Reserve, etc.) a hard time when things don’t go as planned. Rarely does anyone give them the credit they sometimes deserve. In...
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New facebook page
Even though there are numerous ways to find your friendly neighborhood mortgage broker (this blog, Twitter, Facebook, LinkedIn, Dunwoody Mortgage), I figured one more couldn’t hurt! Introducing my...
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3% down and no PMI
Yes, you read that correctly. Conventional loan, 3% down, no private mortgage insurance, and to top it off… no appraisal required! The program is known as HomePath Mortgage by Fannie Mae and is...
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There’s still time
It seems many potential buyers are not aware of the “fine print” details of the current tax credits for buying homes (either as a first time home buyer OR repeat buyer). Most believe that it is too...
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Fannie Mae HomeStyle rehab loan
I regularly receive requests for loan programs that will allow borrowers to make repairs on a home and roll those costs into the loan. Due to the financial crisis and the risky nature of these loan...
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Rates holding at historic lows
Interest rates are high, aren’t they? The experts predicted higher rates by mid year, and I even mentioned that would happen here, here, here, here, here, and here (if not more). If you read those...
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An old wives’ tale comes true
I’m sure you’ve read or heard about things not to do when trying to get a mortgage that could disqualify you from buying or refinancing a home. You know what I’m talking about – a story that happened...
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Type of income and prequalification
“Why does it matter how I’m paid as long as I get paid?” I’ve received that question numerous times over the past several years being in the mortgage industry. The question does make sense – as long as...
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An effort to stem strategic foreclosures
Turn on the TV or surf the web and you’ll learn about home owners walking away from their homes because they can’t afford it anymore, are underwater on the mortgage, lost their job, or all of the...
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I’m moving
I’m not moving to a new state, or to a new mortgage company, but my blog is moving to a new URL – The Mortgage Blog. http://themortgageblog.wordpress.com. Why? After some discussion with colleagues at...
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